Workers' Compensation

Coverage that moves with your payroll.

We match you with the right workers' comp policy through our partner network, then set you up with Pay-As-You-Go billing: no big upfront deposit, no surprise bill at audit time.

The right coverage

We find the policy. You stay covered.

Getting workers' comp doesn't have to be complicated. We've teamed up with SmartPay Solutions and their network of 80+ workers' comp insurance programs and leading carriers. We gather some basics about your business, then match you with an agent and carrier who understand your industry and budget. No calling around for quotes, no insurance jargon, and we stay involved until the setup is smooth.

Pay-As-You-Go

Premiums that follow payroll

Same coverage, smarter billing. Your premium is calculated and collected with each payroll run, automatically.

  • Little or no upfront deposit
  • Premium adjusts with your actual payroll
  • Calculated and remitted during payroll
  • No separate checks or due dates
  • Fewer year-end audit surprises
Why pay-as-you-go

Traditional billing vs. the smarter way.

Traditional billing
Pay-As-You-GoWith Above the Rim
UpfrontHefty deposit, often around 25% of estimated annual premium
UpfrontStart with little or no initial premium outlay
Cash flowLarge periodic hits that strain the budget
Cash flowSmall, predictable amounts with each payroll
AccuracyBilled on a yearly estimate that's usually wrong
AccuracyAlways in sync with your actual payroll data
Audit timeSurprise bills or delayed refunds at year end
Audit timeSmooth audits with minimal adjustments
AdminSeparate checks and due dates to remember
AdminHands-off: calculated and remitted automatically

Write workers' comp or
business lines? Let's partner.

If you're an agent who writes workers' comp and business lines, we'd love to work together. We bring the payroll, you bring the coverage, and small business owners get both handled by people they can call.

Ready when you are

One less thing to worry about.

We'll walk you through workers' comp in plain language and set up a payment plan that fits your payroll.